Next year, millennials will make up 36 percent of the United States workforce — increasing to 46 percent by 2020. Millennials — otherwise known as Gen Y — are generally defined as those born between 1981 and 2000 — making them a generation too big to ignore and a “must” target for benefits such as disability insurance.
Returning to work after a major surgery can be stressful for an employee — especially when he or she has specialized job responsibilities and is highly motivated to return to the office. When a setback threatens recovery, employers may want to consider options to help the employee successfully return to work.
For employees with a disabling illness or injury, fear often can be a speed bump on the way to a full recovery. However, for employers, an employee’s actions resulting from fear often can look like apathy, indifference — or worse — laziness.
Having to adjust to working through pain is something that no employee should have to do. When an employee’s pain level starts to inhibit his or her performance at work, employers have a lot to consider. This pain could contribute to a loss of productivity, or time off work for treatment and recovery.
Health care costs are steadily increasing, causing many employers to make adjustments to their company’s benefits offerings. Now, instead of offering employer-sponsored coverage, companies are turning to voluntary products to save money.
Recent statistics show that in addition to economic sluggishness and fewer jobs for American employees, the Great Recession also has contributed to an increased incidence of employee disability claims. Employers are doing more with less due to the economy, which, in turn, is taking a toll on employees. Larger workloads and longer hours often cause employees stress or even health issues.