At some point during their working lives, more than a quarter of today’s 20-year-olds will experience a disability that interrupts their ability to earn an income. However, far too many Americans believe they are not at risk of a disabling illness or injury, as two-thirds do not have private long-term disability insurance.
A common misconception about a workplace accommodation is that it involves providing an employee with a new chair or an ergonomic keyboard. This simply is not the case, as many return-to-work or stay-at-work efforts involve a mental health need. In fact, I recently assisted a 34-year-old employee return to work after a short-term disability leave prompted by depression and anxiety.
When it comes to managing your workforce, employers must be more proactive. By shifting the focus away from waiting until an employee reports a disability to catching it before a claim is even filed, you can save time, money and valuable productivity. One way to make this happen is to take an integrated approach to disability management. Here’s how.